Frequently Asked Questions
We are available to answer your questions directly. However many questions can be answered by simply looking at our list of Frequently Asked Questions below.
Billing and Student Accounts
Where can I find answers to billing questions?
For detailed billing information, a student account FAQ and a direct email link, visit the Student Financial Services website.
For questions about specific transactions, contact the office that assessed the charge. For example, if you have a question about a Student Health Insurance, contact the Student Health Center.
Why has my federal and state aid not been credited to my billing account?
Federal and state financial aid — including the Direct (Stafford) Loan, Perkins Loan and PLUS Loans — are applied to student accounts the 10 days before the semester begins. During the summer session, this aid is disbursed the first day of class.
What should I do if I still have a balance on my student account, after all my financial aid has been applied?
You can pay your balance online (via checking or savings account transfer, or credit card) at www.usc.edu/epay.
How do I receive any refund I am owed?
Contact the Cashier’s Office about your eligibility for a refund. For more information, visit www.usc.edu/sfs and select the Refunds link.
Federal Direct Loans
How do I contact the Direct Loan Program or find additional information?
|To receive an FSA ID required to sign your FAFSA or Master Promissory Note (MPN):||studentaid.gov|
|For Direct Loan Entrance Counseling (new borrowers only):||studentloans.gov|
|To access and sign your Master Promissory Note (Direct (Stafford) and PLUS loans):||studentloans.gov
|To determine who is servicing your Federal Direct Loans and to access your personal account information:||https://nslds.ed.gov
|For more information about loan consolidation under the Federal Direct Loan Program:||www.loanconsolidation.ed.gov
|For more information about your previous federal loans, including FFEL program loans:||https://nslds.ed.gov
Fees and Insurance
Why am I being charged for Student Health Insurance?
Student Health Insurance is mandatory, unless you can prove that you already have comparable health insurance coverage. For more information, visit www.usc.edu/uphc or call (213) 740-0551.
Why am I being charged for Tuition Refund Insurance?
Tuition Refund Insurance was charged to your account because you chose to accept it when you registered online for classes. If you have changed your mind, contact the Registrar’s office before the semester deadline. For more information, click here.
Financial Aid Application
How will I know if I need to submit any additional documents to the Financial Aid Office for my financial aid application?
Log in to your page. Any required documents necessary to complete your application will be listed on the Required Info and Forms page under "Required Documents."
How will I know if the Financial Aid Office has received the documents I submitted?
If you submitted your documents online, you will receive an e-mail confirmation. Documents submitted by mail will be displayed in the Received Documents tab of the Required Information and Forms website five to seven business days after they have been received.
Financial Aid Summary
How can I view my Financial Aid Summary?
Log in to your page.
Will I receive loan funds automatically if my Financial Aid Summary includes loans?
No, you must apply for each loan. For instructions, see the Loans section of this website and select the type of loans you have been awarded.
How do scholarships affect the other financial aid I may receive?
Any scholarships you receive will not be in addition to your need-based financial aid but will change the composition of your financial aid eligibility. In most cases, we allow outside scholarships to reduce the amounts of student loans or Federal Work-Study in your financial aid package.
Each situation must be reviewed in light of availability of funds, state and federal regulations, and the university's financial aid policies. Federal regulations require that we consider all of your resources when determining your eligibility for financial aid. As a result, receipt of additional scholarship awards will most likely affect your eligibility for financial aid. Once your department notifies our office of a departmental award, we will revise your Financial Aid Summary and notify you of the revision.
If you are a recipient of an outside award not listed in your Financial Aid Summary, please send us a copy of your scholarship award notification so that we can adjust your financial aid package accordingly and notify you of the revision.
If you would like to know how your scholarship will affect your financial aid eligibility, please contact our office.
Where should scholarship checks be mailed?
Checks should be made payable to "University of Southern California" and mailed to:
USC Financial Aid Office
Attention: Aid Coordination
700 Childs Way, JHH 325
Los Angeles, CA 90089-0914
Student Loan Disbursements and Student Accounts
When will my student loan disbursement be credited to my student account?
If you have met all eligibility and enrollment requirements, federal regulations require that student loans be credited to your account no sooner than 10 days before the first day of classes for your first enrolled session in the semester. Review your loan’s “next steps” to ensure you have completed all required tasks.
How will I know that my student loan disbursement has been credited to my student account?
Federal regulations require that the USC Student Account Services/Cashier’s Office notify you via your USC e-mail account every time certain federal financial aid funds are credited to or debited from your USC Student Account. Funds included in these notifications are:
Federal Direct Subsidized (Stafford) Loans
Federal Direct Unsubsidized (Stafford) Loans
Federal Direct Parent PLUS Loans
Federal Perkins Loans
You can also check all the activity on your student account by logging in to USCe.pay.
Why haven’t my student loan disbursements been credited to my student account?
Before the Student Account Services/Cashier’s Office can credit your federal student loans to your student account, the Financial Aid Office must verify that you are eligible and have completed several important requirements.
Check your FAST page to confirm that you have completed all necessary requirements such as:
Have you completed a Federal Direct (Stafford) Loan Request Form online to borrow the federal student loans included in your Financial Aid Summary?
Have you submitted all the documents listed as “Required” to determine your eligibility for financial aid?
Have you maintained financial eligibility for the loans in your Financial Aid Summary?
Does your actual enrollment level match the enrollment plan indicated on your Financial Aid Summary (full-time, half-time)?
Check studentloans.gov to confirm that you have completed all necessary requirements, such as:
Have you completed loan counseling online for first-time federal student loan borrowers?
Have you completed a Federal Direct Loan Master Promissory Note (MPN)?
My student loan disbursements were previously credited to my student account, but I received a notification from the USC Student Account Services/Cashier’s Office that says the loans were removed. Why?
PLEASE NOTE: Sometimes the removal of your student loans from your account may be only temporary. Please check back in one to two business days to allow the Financial Aid Office to make adjustments.
Per federal regulations, the Financial Aid Office is required to reassess your eligibility for federal student loans when you:
Receive additional aid from an academic department or outside agency;
Appeal to reinstate eligibility after failure to maintain Satisfactory Academic Progress (SAP);
Appeal to the Financial Aid Office to change your Estimated Family Contribution or Estimated Cost of Attendance;
Change your enrollment plan from one enrollment level to another (full-time, half-time);
Change your actual enrollment to a level that does not match your enrollment plan; or
Change an element on your Free Application for Federal Student Aid (FAFSA) that requires you to submit a correction to the Federal Processor or to sign your FAFSA.